Top 10 Property & Casualty Insurance Providers for Construction Firms
Explore Pennsylvania’s top insurance providers trusted by construction firms and developers.
From property and casualty coverage to specialized risk management, these experts help safeguard your projects, assets, and workforce.
FEATURED INSURANCE PROVIDER FIRMS
Erie Insurance Group
Highly rated for customer satisfaction and financial reliability, Erie Insurance offers comprehensive P&C coverage for contractors, including general liability, builder’s risk, equipment protection, and workers’ comp, with strong presence throughout Pennsylvania. Wikipedia+15Wikipedia+15NerdWallet+15
Location: Statewide, headquartered in Erie, PA
Website: erieinsurance.com
The Hartford
Known for specialized coverage options for the construction industry, including business owner’s policies that bundle property, liability, and income protection — backed with risk engineering support. NerdWallet
Location: Nationwide / PA market
Website: thehartford.com
Travelers
Offers tailored construction packages that include general liability, environmental coverage, commercial auto, and workers’ comp. Renowned for risk management resources and specialized underwriting teams.
Location: Nationwide / strong PA presence
Website: travelers.com
Liberty Mutual Insurance
Provides robust construction industry insurance including commercial property, liability, inland marine, pollution liability, and fleet coverage — serving both small contractors and large firms.
Location: National, PA offices
Website: libertymutual.com
CNA Insurance
Specialist in construction risks, offering customized packages for general liability, builders risk, professional liability, and surety bonds tailored for contractors.
Location: Nationwide / PA coverage
Website: cna.com
Chubb
Elite carrier offering P&C solutions for construction businesses, including specialty coverages like environmental liability, builder’s risk, and equipment breakdown — ideal for high-value operations.
Location: Nationwide / available in PA
Website: chubb.com
Progressive Commercial
Accessible and flexible for small contractor firms, Progressive provides general liability, commercial auto, inland marine, tools & equipment insurance, and flexible payment options.
Location: Nationwide, including PA
Website: progressivecommercial.com
Hiscox USA
A surplus lines carrier admitted in Pennsylvania, Hiscox offers tailored policies for small and mid-size contractors—covering general liability, tools coverage, professional liability, and BOPs.
Location: Nationwide, admitted in PA
Website: hiscox.com
Next Insurance
Digital-first insurer offering instant online quotes and bind for general liability, professional liability, workers’ comp, and commercial auto. Especially useful for small contractors needing fast coverage.
Location: Remote, serving PA
Website: nextinsurance.com
Mutual Benefit Group
Tier-one mutual insurer offering contractor-focused packages, blending general liability, contractor’s tools, pollution liability, and workers’ comp—with flexible pricing and easy onboarding.
Location: PA & MD
Website: mutualbenefitgroup.com
